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Impossible Insurance
- 188 statements
- 35 feature instances
- 22 referencing feature instances
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In TV Land, collecting on an insurance claim can be something of a crapshoot. It's all right there in the fine print: your flood insurance only pays out for damage caused by tidal waves, your car insurance only pays out for damage caused by post-apocalyptic punk bikers, your life insurance only pays out if you're killed by a block of frozen toilet waste falling out of an airplane, your health insurance only pays out for diseases contracted from rabid guinea pigs... If someone says they're insured—especially if it's important that they're insured—more often than not, it's going to turn out that their insurance is of this variety, and getting the insurer to pay out will be like getting blood out of a stone. On rare occasions, things will align just right that the insured can make their claim without the insurer being able to weasel out of it on a technicality; this is more likely to happen the more money (and comedy) is involved. |
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| Impossible Insurance | fetched |
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| Impossible Insurance | parsed |
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Dropped link to FridgeBrilliance: Not an Item - FEATURE | |
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Dropped link to GoldenEnding: Not an Item - FEATURE | |
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Dropped link to LiveActionTV: Not an Item - UNKNOWN | |
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Dropped link to SeriousBusiness: Not an Item - FEATURE | |
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| Impossible Insurance / int_2191a786 | type |
Impossible Insurance | |
| Impossible Insurance / int_2191a786 | comment |
The main character of Fatal Instinct has a life insurance policy that only pays out in full if he dies from being shot with a pistol, falling out of a northbound train, and landing in a river. So his wife comes up with a plot to do just that so she can cash in and elope with her lover. | |
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| Impossible Insurance / int_261c8d3f | comment |
When The Simpsons go to Italy, their car gets hit by Mortadella falling off a cheese truck. They got the cheese insurance, but it doesn't cover Mortadella. This counts as Fridge Brilliance since Mortadella isn't a cheese, it's actually a type of sausage. | |
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| Impossible Insurance / int_2bbcacd9 | type |
Impossible Insurance | |
| Impossible Insurance / int_2bbcacd9 | comment |
In the Looney Tunes short "Fool Coverage", insurance salesman Daffy Duck convinces Porky Pig to buy an accident policy that pays one million dollars for a black eye... provided it was the result of an elephant stampede happening in his house between 3:55 and 4:00 p.m. on the Fourth of July during a hailstorm. At the end of the cartoon, that is exactly what happens! To try to save face, Daffy adds "...AND one baby zebra!" to the clause. Cue baby zebra. | |
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| Impossible Insurance / int_35e50811 | type |
Impossible Insurance | |
| Impossible Insurance / int_35e50811 | comment |
The Gravedale High episode "Monster on Trial" had Max Schneider try to collect on his insurance after Miss Fresno falsely sued him and student driver Reggie Moonshroud for rear-ending her car. He is denied the insurance because the policy doesn't cover werewolves driving his car. | |
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| Impossible Insurance / int_4d1b93da | type |
Impossible Insurance | |
| Impossible Insurance / int_4d1b93da | comment |
In Dominic Deegan, Donovan manages to get injury insurance for only half of his children. Their upper halves. | |
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| Impossible Insurance / int_60e46926 | type |
Impossible Insurance | |
| Impossible Insurance / int_60e46926 | comment |
The MAD parody of Highway to Heaven used this trope. | |
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| Impossible Insurance / int_69fa7496 | type |
Impossible Insurance | |
| Impossible Insurance / int_69fa7496 | comment |
Disney Ducks Comic Universe: One Disney comic had Rockerduck (Scrooge's business rival) insure a box of cigars for a massive policy, with one of Scrooge's insurance agencies. (Scrooge is forced to accept it, though he objects loudly.) Rockerduck at first suggests smoking the cigars to cash in the policy, but fortunately, Scrooge points out that intentional fires constitute grounds for fraud (or that intentionally lit fires aren't covered by the use of the word "fire" in the policy.) However, putting the box in a pine house in the middle of a pine forest during thunder season is perfectly legal. Scrooge's interpretation of the insurance policy is exactly how just about every policy involving "fire" is interpreted. |
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| Impossible Insurance / int_711ee08 | type |
Impossible Insurance | |
| Impossible Insurance / int_711ee08 | comment |
In one of Secret City short stories there's a very successful insurance company. In setting with Functional Magic they hired best of the best for their divination department, so that they can exclude particular cases from their contracts or just refuse a particular client, because he will be eligible for payment later. Too bad for them, that Dark Court is even greedier and blocked all prediction spells concerning salesman, who participated in their scheme, which got his business damaged. | |
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| Impossible Insurance / int_76af8266 | type |
Impossible Insurance | |
| Impossible Insurance / int_76af8266 | comment |
This is the plot of the Ned's Newt episode "Trouble Indemnity". The insurance agent doesn't even need to hide anything in the fine print - Ned's parents are dumb enough to insure a seashell rabbit statue from being stolen by a weasel, a novelty mirror from being broken by a Russian dancer, and a broken record from being welded back by an earthquake (as well as a lot of other stuff). Newton's Shapeshifting skills come in handy when sending that business back at the unscrupulous insurer. | |
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| Impossible Insurance / int_7ff3216c | type |
Impossible Insurance | |
| Impossible Insurance / int_7ff3216c | comment |
Garfield and Friends: When Jon Arbuckle had a car crash, the insurer's only show of efficiency was at raising Jon's monthly payments. The insurer then required several documents and, for last, the car. Garfield and Odie, as a result of trying to get food from the car, accidentally crashed it at the insurer's office. After paying for the car's repairs, the insurer tried to collect payment from the insurance company covering the office but he instead found himself at the other side of the insurer/insured relationship. | |
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| Impossible Insurance / int_810c9b91 | type |
Impossible Insurance | |
| Impossible Insurance / int_810c9b91 | comment |
Rick and Morty (Oni): When Pickle Rick lasers a mook's legs off at the knees and leaves him for dead, the man's insurance calls it an act of god and won’t cover his disability. | |
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| Impossible Insurance / int_89bf8ce | type |
Impossible Insurance | |
| Impossible Insurance / int_89bf8ce | comment |
One of Dennis Duffy's scams on 30 Rock is suicide insurance. | |
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Impossible Insurance | |
| Impossible Insurance / int_89fa77a | comment |
The Coronation Street character Alf Roberts had a type of life insurance known as term assurance, which requires the holder to manually renew it each year. He died at eight minutes past midnight, meaning his widow Audrey was left with nothing. This storyline apparently led to a rush of people in the UK switching their life insurance policies to convertible, or "guaranteed insurability" plans which cost slightly more, but automatically renew. | |
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Occurs in Exiern here, but even when you get the best of that demonic lawyer, just try cashing in that policy. When it comes to insurance companies, Failure Is the Only Option. | |
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| Impossible Insurance / int_92844ddb | comment |
An episode of Dinosaurs had the Sinclairs' house (and TV) struck by a falling meteor. Earl actually had bought meteor insurance but was denied coverage since he was only covered for meteors and once a meteor passes through the atmosphere it becomes a meteorite. | |
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Arya's first mark in A Song of Ice and Fire as a Faceless Man assassin is to kill an insurance broker known to cheat some of his clients out of claims. | |
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| Impossible Insurance / int_a0500a06 | type |
Impossible Insurance | |
| Impossible Insurance / int_a0500a06 | comment |
Rugrats: There was an episode featuring an insurance salesman selling insane policies that included "against bees IF they're a specific species that migrated from Africa". Then Tommy and the gang accidentally flooded the house, and Stu immediately said "so we're insured now, right?" The salesman ran away hyperventilating. | |
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| Impossible Insurance / int_b3933a70 | type |
Impossible Insurance | |
| Impossible Insurance / int_b3933a70 | comment |
Inverted in Home Improvement when Tim tries to collect insurance on Jill's car after he dropped a 3-ton I-beam on it. Tim is so disaster prone that he gets into accidents that would normally fit Impossible Insurance, but not regular insurance. | |
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| Impossible Insurance / int_b96f5c20 | comment |
The plot of The Man Who Sued God starts because the protagonist's boat got destroyed during a storm and his insurance company refuses to pay since the storm was an "act of God". While he had to back down because he can't afford to deal with a trial, he sets enough of a legal precedent that the local clergy sues the company for "using God's name in vain". | |
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| Impossible Insurance / int_ba3d2748 | type |
Impossible Insurance | |
| Impossible Insurance / int_ba3d2748 | comment |
A minor plot point in The Incredibles. Mr. Incredible gets yelled by his boss at an insurance company for helping claimants get around the red tape. As Insuricare uses stall tactics to deny its clients the claims they had the right to seek, this is actually a breach of contract, leaving the company open to class-action suits and regulatory sanctions. Unfortunately, Truth in Television as insurance companies will use the "delay, deny, defend" maneuver to protect their bottom line. | |
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| Impossible Insurance / int_baf38323 | comment |
Not surprisingly, James Herriot had a few brushes with this sort of thing: in one of the books, the narrator tells about some brothers and father who got slick talked into disability insurance. However, the joke was on the insurance company as they "managed" to somehow get injured repeatedly at an amazing rate as soon as the policy was issued. They remarked how it was strange how the company dropped them as soon as the policy term ran out but that they got another company, albeit at a higher premium, to insure them. | |
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| Impossible Insurance / int_bd310eaa | comment |
George in El Goonish Shive has car insurance that covered monster-related damage (obviously just to advertise "completeness"). The result: surprise, they have to pay for repairs of a car damaged in fire monster's attack (and on camera at that). | |
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In I'm Sorry I'll Read That Again, a character gets insurance against being trampled by a herd of bison in Whitehall. He immediately gets trampled in Whitehall ... by a herd of buffalo. | |
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Judge Dredd: Pop sensation Pug Ugly is murdered on stage, and the perp is killed while resisting capture. It turns out the guy had taken out dozens of life insurance on himself, planning to get killed to make his mother rich. Unfortunately, Mega-City insurance companies always include the standard "claim void if killed by a Judge on duty". | |
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| Impossible Insurance / int_c2c7aec1 | type |
Impossible Insurance | |
| Impossible Insurance / int_c2c7aec1 | comment |
Towards the end of Trigun the Bertinelli Insurance Company (which is the boss of Meryll and Milly) simply decides to use its political power to call off Vash The Stampede's sixty-billion double-dollar bounty and declares him a "walking Act of God", legally washing its hands from paying for any (and that is any) kind of damage that Vash's adventures (and the Gung-Ho Guns' relentless campaign to kill and/or demoralize him) cause. | |
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Daredevil: In Born Again, after Nuke's rampage through Hell's Kitchen, the owners of a diner Matt had been working at say that their insurance company refuses to pay their claim and that they don't have the money to hire a lawyer. Since Matt has been disbarred, he takes some cash from a group of criminals he beats up to help repair the diner. | |
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Impossible Insurance | |
| Impossible Insurance / int_d1e3a5ae | comment |
Odd, and incredibly greedy example from Dark Legacy Comics here. Keydar's insurance doesn't actually cover anything, they just take a monthly fee. | |
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| Impossible Insurance / int_d6846c2c | type |
Impossible Insurance | |
| Impossible Insurance / int_d6846c2c | comment |
An insurance company thought they were doing this, when they sold a policy to a young seaman in Tom Holt's Flying Dutch. But then he became the immortal captain of the Flying Dutchman, and after living to the impossibly old age that the policy required before it made any payout, the payout increased each year he survived beyond that. Now, if he dies, the insurance company is on the hook for more money than there is in the world, and through a variety of mergers, and such, they've distributed the risk to every bank and insurance company in the world, so they need him to go on living forever (Or failing that, name the insurance company as inheritor), or his death will destroy the entire world's economy. | |
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| Impossible Insurance / int_dee6ab5b | comment |
One character in the Serge Storms novel Florida Roadkill is an insurance executive who specializes in rejecting claims, especially if they're about something covered in the actual policy. He ends up getting shot and dies when his request for treatment is rejected because the HMO routes the request for payment to his office. | |
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| Impossible Insurance / int_e58a9c23 | type |
Impossible Insurance | |
| Impossible Insurance / int_e58a9c23 | comment |
In one of the Danish Olsen-banden movies, the titular gang of heroic thieves are working for a Corrupt Corporate Executive who owns an insurance-company, tasked to steal a MacGuffin containing sensitive information for him. Once they retrieve it, however, he decides that it would be cheaper to just kill them and take the MacGuffin, rather than pay them the two million he promised. Narrowly escaping an attempt on his life, Olsen — knowing that nobody ELSE would be willing to pay for the information — comes up with a plan: He takes out a life-insurance with the company, with a 2.000.000 payout. Thus, it would no longer be economical for the Corrupt CEO to kill him, since it would cost as much as negotiating, while involving more dangers. But when he shows it off to the CEO, he just laughs and points him to the 'small print', which shows the exceptions to the policy, many of which could be easily used for arranging an 'accident'. Cue Olsen tied up on a conveyor-belt over a vat of acid. | |
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On Hello Cheeky, there's an insurance policy that has you covered if you're kicked by a stag in the London underground or stabbed by a Guatemalan midget in church. "Remember the name...Furtive Insurance! Our motto — take the money and run." | |
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| Impossible Insurance / int_ea4f62db | comment |
Family Guy: Peter Griffin once got a volcano insurance. After Eyjafjallajökull erupted in 2010, people started joking about how he got the last laugh, or at least would have had he lived in Western Europe. | |
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| Impossible Insurance / int_f0c816fb | comment |
In Breaking Bad, Walter White has health insurance via his employment as a teacher—but it won't pay for the chemotherapy he needs to treat his cancer, setting in motion the events of the series. | |
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Impossible Insurance | |
| Impossible Insurance / int_f7d8fd70 | comment |
There are a number of examples in The Goon Show, eg: In "The Canal" Baron Seagoon insures his nephew Neddie against various unlikely fatal accidents - all of which he has of course arranged. The Running Gag is that Neddie always manages to escape just before the Baron can collect. In "Insurance, The White Man's Burden" Grytpype and Moriarty persuade Neddie to take out fire insurance - on the English Channel. This backfires when Coastguard Crun pours oil on the sea to calm the waves during a rescue and then burns it off. |
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| Impossible Insurance / int_fe5f7909 | comment |
In Guards! Guards! Dibbler promises that his "dragon protection" cream will save you from being burned to death by dragon flame, and if it doesn't work then you get your money back (upon personal application only). | |
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